Terms and condition

Terms and Conditions

Last Updated: October 7, 2025

Welcome to igbobusinessmodel.com (“the Website,” “we,” “our,” or “us”).

These Terms and Conditions (“Terms”) govern your access to and use of the igbobusinessmodel.com website and its related services, operated by SPLENDOR MARKETING LIMITED, a business registered in Nigeria with its address at House 6 Umuabiakani Close, Shell Estate, Satellite Town, Lagos, Nigeria.

By using or accessing our website, you agree to comply with and be legally bound by these Terms. If you do not agree, you must not use our website or services.

1. Acceptance of Terms

By accessing or using this website, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which forms part of these Terms by reference.

If you are using this website on behalf of a company or organization, you represent that you have the authority to bind that entity to these Terms.

2. About Our Company

igbobusinessmodel.com is owned and operated by SPLENDOR MARKETING LIMITED, a business established in Nigeria, dedicated to providing educational, business, and marketing-related information, products, and services.

We provide business-related content, resources, tools, and paid services to help individuals and organizations grow their businesses ethically and efficiently.

3. Use of the Website

You agree to use our website and services only for lawful purposes and in a manner consistent with these Terms, applicable laws, and regulations.

You agree not to:

  1. Use the website in any way that could disable, damage, or impair it.
  2. Interfere with the security, performance, or functionality of the website.
  3. Attempt to gain unauthorized access to any part of the website or related systems.
  4. Use the website to send or post any illegal, harmful, defamatory, or offensive content.
  5. Use the website for any fraudulent or misleading purpose.

We reserve the right to restrict or terminate your access to the website at any time without notice if you violate these Terms.

4. Account Registration (If Applicable)

Certain services or features may require you to create an account.

When creating an account:

  • You must provide accurate and up-to-date information.
  • You are responsible for maintaining the confidentiality of your account credentials.
  • You are responsible for all activities that occur under your account.

We are not liable for any loss or damage arising from unauthorized access to your account due to your failure to maintain confidentiality.

5. Products and Services

igbobusinessmodel.com may offer both free and paid services or products.

When you purchase or subscribe to any of our products or services:

  • You agree to provide valid payment information.
  • You authorize us to process the payment through our secure payment partners.
  • All prices are listed in Nigerian Naira (₦) or other applicable currencies.
  • Payment obligations are binding and non-cancellable unless otherwise stated.

We reserve the right to modify, suspend, or discontinue any product or service at any time without prior notice.

6. Payments and Refund Policy

Payments

Payments for products or services are made through secure third-party payment processors that comply with PCI-DSS standards. We do not directly store your payment information.

Refunds

We strive to ensure customer satisfaction. Refunds may be granted only under the following conditions:

  1. Duplicate payment due to a technical error.
  2. Service not delivered as described, after verified claim.

Refund requests must be submitted within 7 days of purchase to our support team via info@igbobusinessmodel.com or splendorgroupnig@yahoo.com.

Approved refunds will be processed within 5–10 business days to the original payment method.

7. Intellectual Property Rights

All content on this website—including text, images, videos, graphics, design, trademarks, and logos—is the intellectual property of SPLENDOR MARKETING LIMITED or its licensors and is protected under applicable copyright and intellectual property laws.

You may not:

  • Copy, reproduce, modify, distribute, or republish any content without written permission.
  • Use our trademarks or logos for any unauthorized purpose.

You are granted a limited, non-exclusive, non-transferable license to use the website solely for your personal and non-commercial use.

8. User Content and Submissions

You may be allowed to post, upload, or submit content (e.g., comments, reviews, suggestions).

By submitting content, you:

  • Grant us a worldwide, royalty-free, perpetual license to use, display, reproduce, and distribute your content for website purposes.
  • Confirm that your content does not infringe upon any intellectual property or privacy rights of others.
  • Agree not to submit unlawful, defamatory, or misleading material.

We reserve the right to remove or modify any user content that violates these Terms or applicable laws.

9. Limitation of Liability

To the fullest extent permitted by law, SPLENDOR MARKETING LIMITED and its affiliates, employees, or partners shall not be liable for any indirect, incidental, consequential, or punitive damages arising from:

  • Your use or inability to use the website;
  • Errors, mistakes, or inaccuracies of content;
  • Unauthorized access or alteration of your data;
  • Any interruption or discontinuation of our website or services.

Our total liability for any claim related to our website or services shall not exceed the total amount paid by you (if any) in the last 12 months.

10. Disclaimer of Warranties

The website and all content, products, and services are provided “as is” and “as available” without any warranties, express or implied.

We make no representations or warranties regarding:

  • The accuracy, reliability, or completeness of the content;
  • The availability or uninterrupted operation of the website;
  • That the website is free from viruses or harmful components.

You use the website at your own risk.

11. Third-Party Links and Services

Our website may include links to third-party websites or services not owned or controlled by us.

We are not responsible for the content, terms, or policies of third-party websites.
Your interactions with third parties are solely between you and the third party.

We encourage you to read their respective Terms and Privacy Policies before engaging with them.

12. Indemnification

You agree to indemnify, defend, and hold harmless SPLENDOR MARKETING LIMITED, its officers, employees, and affiliates from any claims, damages, losses, liabilities, or expenses arising out of:

  • Your use of the website or services;
  • Your violation of these Terms;
  • Your infringement of any third-party rights.

This indemnity obligation will survive the termination of your use of the website.

13. Termination of Access

We reserve the right to suspend or terminate your access to all or part of our website at any time, without prior notice, for conduct that we believe violates these Terms or is harmful to our business interests, other users, or the public.

14. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law principles.

You agree that any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Lagos, Nigeria.

15. Changes to These Terms

We may modify or update these Terms from time to time to reflect changes in our operations, policies, or legal obligations.

When changes occur, the “Last Updated” date will be revised. Continued use of the website after such changes constitutes acceptance of the new Terms.

16. Contact Information

For any questions, feedback, or legal concerns regarding these Terms and Conditions, you may contact us via:

Or by mail:
SPLENDOR MARKETING LIMITED
House 6 Umuabiakani Close, Shell Estate, Satellite Town, Lagos, Nigeria

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and SPLENDOR MARKETING LIMITED regarding the use of this website and supersede any prior agreements or understandings.

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